Dental Plans give employers a cost-effective way to increase the value of their benefits program. Employees think of dental coverage as an important benefit. You can use it as a tool to recruit and retain good, skilled workers.
Both passive and active preferred provider (PPO) plan designs are available. A passive PPO provides the same benefit levels in- and out-of-network, lets employees use any dental provider they choose, and offers enhanced benefits for those who use a network provider. Some plans include orthodontia benefits that cover both children and adults.
| Dental Plans |
Plan 1 |
Plan 2 |
Plan 3 |
Plan 4 |
Plan 5 |
Plan 6
In / Out
Of Network |
Calendar Deductible:
Individual
Family |
$50
X 3 |
$50
X 3 |
$50
X 3 |
$75
X 3 |
$50
X 3 |
$25 / $50
X 3 |
Maximum Benefit:
Per Insured,
Per Calendar Year |
$1,500 |
$1,000 |
$1,000 |
$750 |
$750 |
$1,000 |
Preventive Care:
Oral Exams, Routine Teeth Cleaning, Fluoride Treatments, X-Rays |
100% |
100% |
100% |
100% |
100% * |
100% / 80% |
Basic Care:
Basic Fillings, Repair of Bridges & Dentures, Recementing of Crowns & Bridges Simple Extractions, Periodontal Therapy |
80% * |
80% * |
80% * |
70% * |
50% * |
90% * / 70% * |
Major Care:
Crowns, Implants, Surgical Extractions, Bridges, Root Canal Therapy, Dentures |
50% * |
50% * |
50% * |
50% * |
|
60% * / 40% * |
Orthodontic Services:
(For Children & Adults)
Exams, Cephalometric Film, Orthodontic Appliance |
50% * |
50% * |
|
50% * |
|
|
Lifetime Benefit:
Per Insured: |
$1,000 |
$1,000 |
|
$750 |
|
|
* After Deductible