Short Term disability insurance protects your employees in the event of a injury or illness. Choose the plan design that fits your company best: 
- Fixed Schedule -- Select the same benefit payment for all employees of $200 to $1,500 a week.
- Earnings Schedule -- Benefits based on 60% of an employee's weekly income, with payments as high as $1,500 a week for qualifying incomes.
General Features and Options
Benefits are paid during the period an employee is disabled due to a non-occupational accident or sickness. Payments begin the first day, if the disability is due to an accident, or the eighth day, if the disability is due to sickness -- and are payable for up to 13 or 26 weeks.
| Features & Options |
Fixed Schedule |
Earnings Schedule |
| Benefit Payment |
Fixed Amount |
Percentage of Income |
| Weekly Benefit |
$200 to $1,500, in $10 increments |
60% of base weekly earnings |
| Disability Payment begins |
1st day due to accident
and
8th day due to sickness |
1st day due to accident
and
8th day due to sickness |
| Disability Payment Ends |
13 weeks
or
26 weeks |
13 weeks
or
26 weeks |
| Maximum Benefit |
Lesser of fixed amount or 60% of base earnings |
Between $1,500 - $3,000 per week |
| Maternity |
Treated like sickness |
Treated like sickness |
